{"id":16569,"date":"2022-12-20T16:57:26","date_gmt":"2022-12-20T19:57:26","guid":{"rendered":"https:\/\/www.cf.coop.br\/?page_id=16569"},"modified":"2026-01-13T16:59:46","modified_gmt":"2026-01-13T19:59:46","slug":"institucional","status":"publish","type":"page","link":"https:\/\/www.cf.coop.br\/sobre-nos\/institucional\/","title":{"rendered":"Institucional"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16569\" class=\"elementor elementor-16569\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f1c4795 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f1c4795\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-894f960\" data-id=\"894f960\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2da2124 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2da2124\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<section class=\"bloco-2\">\n<div class=\"container-fluid\">\n<div class=\"row\">\n<div class=\"col-lg-12 pt-4\">\n<h1 class=\"pb-2\"><b>A COOPERFORTE<\/b><\/h1>\n<p><a style=\"background-color: var(--bs-body-bg); font-weight: var(--bs-body-font-weight);\">Congrega mais de 160 mil cooperados, tem ativos superiores a R$ 3,5 bilh\u00f5es e opera de forma 100% digital. \u00c9 uma das maiores cooperativas de cr\u00e9dito singulares do pa\u00eds e adota a inova\u00e7\u00e3o para impulsionar o seu crescimento, sem perder de vista a solidez, a seguran\u00e7a e a qualidade do atendimento prestado aos associados.<\/a><\/p>\n<p>Tem por filosofia a educa\u00e7\u00e3o cooperativista e financeira, por meio da coopera\u00e7\u00e3o, da solidariedade humana, da confian\u00e7a e da ajuda financeira m\u00fatua, na economia sistem\u00e1tica, no uso adequado do cr\u00e9dito e na expans\u00e3o do cooperativismo.<\/p>\n<p><a>Na COOPERFORTE os produtos de <\/a><a href=\"https:\/\/www3.cf.coop.br\/produtos-e-diferenciais\/investimentos\/\">investimentos<\/a><a> em Renda Fixa contam com a solidez e a seguran\u00e7a atestadas pelos <\/a><a href=\"https:\/\/www3.cf.coop.br\/sobre-nos\/nossos-numeros\/relatorios-de-rating\/\">ratings<\/a><a> br.A+, com perspectiva positiva, atribu\u00eddo pela Austin, e A+br com perspectiva est\u00e1vel, pela Moody\u2019s &#8211; e t\u00eam uma das melhores rentabilidades do mercado, principalmente quando considerados os efeitos da distribui\u00e7\u00e3o das <\/a><a href=\"https:\/\/www3.cf.coop.br\/produtos-e-diferenciais\/diferenciais\/sobras\/\">sobras<\/a><a>.<\/a><\/p>\n<p><span data-teams=\"true\">At\u00e9 o exerc\u00edcio de 2024, a COOPERFORTE distribuiu sobras equivalentes a aproximadamente R$ 1,7 bilh\u00e3o (em valores atualizados pelo IGP-M) aos associados, o que se constitui num dos maiores diferenciais do sistema cooperativista.<\/span><\/p>\n<p><a><\/a><\/p>\n<p><a><\/a><\/p>\n<p><a style=\"background-color: var(--bs-body-bg); color: #444444; font-weight: var(--bs-body-font-weight);\">Os empr\u00e9stimos pessoais s\u00e3o pensados para democratizar o acesso ao <\/a><a href=\"https:\/\/www3.cf.coop.br\/produtos-e-diferenciais\/credito-v2\/?v2=true\" style=\"background-color: var(--bs-body-bg); font-weight: var(--bs-body-font-weight);\">cr\u00e9dito<\/a><a style=\"background-color: var(--bs-body-bg); color: #444444; font-weight: var(--bs-body-font-weight);\">, com limite pr\u00e9-aprovado, taxas diferenciadas e prazos que se ajustam ao perfil dos associados.<\/a><\/p>\n<p><a>Na qualidade de donos da Cooperativa, os associados elegem os <\/a><a href=\"https:\/\/www3.cf.coop.br\/sobre-nos\/institucional\/estatuto-social\/#delegado\">Delegados Seccionais<\/a><a>, em pleito democr\u00e1tico, por meio do voto direto, para represent\u00e1-los nas <\/a><a href=\"https:\/\/www3.cf.coop.br\/sobre-nos\/institucional\/estatuto-social\/?id=3394&amp;indice=assembleias\">Assembleias<\/a><a>, onde s\u00e3o definidos os destinos da Cooperativa.<\/a><\/p>\n<p><i>Venha viver um cooperativismo apaixonante!<\/i><\/p>\n<h2 class=\"fw-bold\">Ideologia<\/h2>\n<div class=\"accordion\" id=\"accordionPanelsStayOpenExample\">\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"headingOne1\"><button class=\"accordion-button\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseOne1\"><b>Prop\u00f3sito<\/b><\/button><\/h2>\n<div id=\"collapseOne1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"headingOne1\" data-bs-parent=\"#accordionExample\">\n<div class=\"accordion-body\">\n<p>Encantar os associados com excel\u00eancia no relacionamento e a\u00e7\u00f5es inovadoras.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"headingTwo1\"><button class=\"accordion-button\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseTwo1\"><b>Neg\u00f3cio<\/b><\/button><\/h2>\n<div id=\"collapseTwo1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"headingTwo1\" data-bs-parent=\"#accordionExample\">\n<div class=\"accordion-body\">\n<p>Solu\u00e7\u00f5es financeiras adequadas aos anseios e necessidades dos associados.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"headingThree1\"><button class=\"accordion-button\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseThree1\"><b>Valores<\/b><\/button><\/h2>\n<div id=\"collapseThree1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"headingThree1\" data-bs-parent=\"#accordionExample\">\n<div class=\"accordion-body\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Solidariedade<\/li>\n<li>Integridade<\/li>\n<li>Diversidade<\/li>\n<li>Valoriza\u00e7\u00e3o do Conhecimento<\/li>\n<li>Sustentabilidade<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!--\u00c2ncora dos \u00f3rg\u00e3os da administra\u00e7\u00e3o --><\/p>\n<\/li>\n<\/ul>\n<div id=\"orgaos-da-administracao\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a>\u00a0<\/a><\/p>\n<\/div>\n<p><span style=\"font-size: 30px; text-align: left; background-color: var(--bs-body-bg);\">\u00d3rg\u00e3os da Administra\u00e7\u00e3o<\/span><\/p>\n<p><b style=\"font-size: 24px; background-color: var(--bs-body-bg);\">Conselho de Administra\u00e7\u00e3o<\/b><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); font-weight: var(--bs-body-font-weight);\">O Conselho de Administra\u00e7\u00e3o \u00e9 o \u00f3rg\u00e3o deliberativo representante dos interesses dos associados, composto de 11 membros, dentre os quais o Presidente, eleitos pela Assembleia Geral dentre os associados, para um mandato de quatro anos.<\/span><\/p>\n<\/div>\n<div class=\"container-fluid\">\n<div class=\"row \">\n<div class=\"col-lg-12\">\n<div class=\"accordion accordion-flush\" id=\"accordionFlushExample\">\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"flush-headingca\"><button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#flush-collapseca\"><b><i class=\"bi bi-chevron-down fw-bold pe-2\"><\/i> Conselheiros de Administra\u00e7\u00e3o:<\/b><\/button><\/h2>\n<div id=\"flush-collapseca\" class=\"accordion-collapse collapse\" aria-labelledby=\"flush-headingca\" data-bs-parent=\"#accordionFlushExample\">\n<div class=\"accordion-body\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-12\">\n<ul>\n<li>Jos\u00e9 Valdir Ribeiro dos Reis &#8211; Presidente<\/li>\n<li>Josu\u00e9 Martins Neto &#8211; Vice-Presidente<\/li>\n<li>Ad\u00e9zio de Almeida Lima<\/li>\n<li>Aparecida Gomes de Medeiros<\/li>\n<li>Ard\u00eamio Jo\u00e3o Brixner<\/li>\n<li>C\u00e9lia Maria Xavier Larichia<\/li>\n<li>Francisco Legat Neto<\/li>\n<li>Haroldo do Ros\u00e1rio Vieira<\/li>\n<li>Leonel Moscato Ziquinatti<\/li>\n<li>Luiz Antonio Careli<\/li>\n<li>S\u00f4nia Lucia Brunetti<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"pt-4\"><b>Conselho Fiscal<\/b><\/h2>\n<p>O Conselho Fiscal \u00e9 composto por tr\u00eas membros efetivos e um suplente, associados, eleitos em Assembleia Geral para o mandato de dois anos, sendo obrigat\u00f3ria a renova\u00e7\u00e3o de, pelo menos, dois membros a cada elei\u00e7\u00e3o.<\/p>\n<div class=\"accordion accordion-flush\" id=\"accordionFlushExample\">\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"flush-headingcf\"><button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#flush-collapsecf\"><b><i class=\"bi bi-chevron-down fw-bold pe-2\"><\/i> Conselheiros Fiscais:<\/b><\/button><\/h2>\n<div id=\"flush-collapsecf\" class=\"accordion-collapse collapse\" aria-labelledby=\"flush-headingcf\" data-bs-parent=\"#accordionFlushExample\">\n<div class=\"accordion-body\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-12\">\n<p><b class=\"mb-2\">Efetivos:<\/b><\/p>\n<ul>\n<li>Jos\u00e9 Al\u00edpio dos Santos &#8211; Presidente<\/li>\n<li>Hayton Jurema da Rocha<\/li>\n<li>Cl\u00e1udio de Castro Vasconcelos<\/li>\n<\/ul>\n<p><b class=\"mb-2\">Suplente:<\/b><\/p>\n<ul>\n<li>Regina C\u00e9lia P\u00f4ncio Peixoto<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"pt-4\"><b>Diretoria Executiva<\/b><\/h2>\n<p>\u00d3rg\u00e3o respons\u00e1vel pela plena gest\u00e3o dos neg\u00f3cios da Cooperativa. \u00c9 composta por um Diretor-Presidente, um Diretor Executivo de Relacionamento Interno e um Diretor Executivo de Relacionamento com o Associado, escolhidos pelo Conselho de Administra\u00e7\u00e3o, dentre os associados, para um mandato de quatro anos.<\/p>\n<p><!-- Ancoragem do organograma --><\/p>\n<div id=\"organograma\"><\/div>\n<p><!-- \/Ancoragem do organograma --><\/p>\n<div class=\"accordion accordion-flush\" id=\"accordionFlushExample\">\n<div class=\"accordion-item\">\n<h2 class=\"accordion-header\" id=\"flush-headingd\"><button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#flush-collapsed\"><b><i class=\"bi bi-chevron-down fw-bold pe-2\"><\/i> Diretores:<\/b><\/button><\/h2>\n<div id=\"flush-collapsed\" class=\"accordion-collapse collapse\" aria-labelledby=\"flush-headingd\" data-bs-parent=\"#accordionFlushExample\">\n<div class=\"accordion-body\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-12\">\n<ul>\n<li>Asclepius Ramatiz Lopes Soares &#8211; Diretor-Presidente\u00a0<\/li>\n<li>Julio Cesar Ferreira de Lima &#8211; Diretor Executivo de Relacionamento Interno\u00a0<\/li>\n<li>Mauro Braga de Souza &#8211; Diretor Executivo de Relacionamento com o Associado<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"mt-4 mb-4 border-top\"><\/div>\n<div class=\"mb-5\">\n<h3><b>Organograma<\/b><\/h3>\n<\/div>\n<div class=\"col-12 mx-auto d-block pb-5\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site.png\" alt=\"\" width=\"1280\" height=\"720\" class=\"alignnone wp-image-48541 size-full\" srcset=\"https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site.png 1280w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-300x169.png 300w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-1024x576.png 1024w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-768x432.png 768w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-220x124.png 220w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-302x170.png 302w, https:\/\/www.cf.coop.br\/wp-content\/uploads\/2026\/01\/site-453x255.png 453w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A COOPERFORTE Congrega mais de 160 mil cooperados, tem ativos superiores a R$ 3,5 bilh\u00f5es e opera de forma 100% digital. \u00c9 uma das maiores cooperativas de cr\u00e9dito singulares do pa\u00eds e adota a inova\u00e7\u00e3o para impulsionar o seu crescimento, sem perder de vista a solidez, a seguran\u00e7a e a qualidade do atendimento prestado aos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3160,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page-padrao.php","meta":{"footnotes":""},"taxonomia":[],"class_list":["post-16569","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.7 (Yoast SEO v26.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Institucional - Cooperforte<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cf.coop.br\/sobre-nos\/institucional\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Institucional\" \/>\n<meta property=\"og:description\" content=\"A COOPERFORTE Congrega mais de 160 mil cooperados, tem ativos superiores a R$ 3,5 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